Free Zakat Calculator for 2026

Calculate your Zakat instantly — based on live gold & silver prices and trusted Islamic scholarship. No signup required.

Current Nisab Threshold (Gold)

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87.48 grams of gold (7.5 tola)
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Zakat Calculator

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Enter your assets and liabilities below. Leave fields at 0 if not applicable.

Your Assets

Include savings, checking, and any cash on hand
Current market value of Bitcoin, Ethereum, and other crypto holdings
Include jewelry, coins, and gold bars (exclude daily-wear jewelry per some scholars)
Include silver jewelry, coins, and silverware
Current market value of shares, mutual funds, and other investments
Inventory and goods for sale (exclude fixed assets like equipment)
Loans given to others you expect back, unpaid salary, tax refunds due
Any other wealth subject to Zakat (e.g., rental income, pension savings)

Deductible Liabilities

Personal loans, credit card balances, and debts due now
Rent, utilities, and other bills currently due

Your Zakat Results

Fill in your assets above and click Calculate Zakat to see your personalised result here.

Why Use ZakatEasy?

Accurate Calculations

Based on current gold prices and the widely-accepted 87.48 grams gold Nisab threshold used by major Islamic institutions.

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Private & Secure

All calculations happen in your browser. We never store your financial data on any server. No account needed.

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Islamically Referenced

Every calculation is backed by Quranic references and scholarly consensus. Full transparency in our methodology.

How to Calculate Your Zakat in 2026

Zakat is 2.5% of your net zakatable wealth above the Nisab threshold, held for one full lunar year (Hawl). Here is the step-by-step method used by Islamic scholars worldwide:

Step 1 – 3: Gather & Subtract

  • Add up all zakatable assets: cash, savings, gold, silver, investments, and business inventory
  • Subtract your immediate liabilities: debts due within the year, bills payable, and borrowed money
  • Compare your net total with the current Nisab threshold (see below)

Step 4 – 5: Calculate & Distribute

  • If your net wealth exceeds the Nisab, multiply it by 2.5% (or divide by 40)
  • Distribute your Zakat to eligible recipients from the eight categories mentioned in Quran 9:60
  • Example: $30,000 savings + $5,000 gold − $2,000 debts = $33,000 × 2.5% = $825 Zakat due

↑ Use our calculator above to get your exact Zakat amount instantly, or read our step-by-step calculator tutorial.

Understanding the Nisab Threshold in 2026

The Nisab is the minimum amount of wealth you must own before Zakat becomes obligatory. It is based on the value of gold or silver as established by the Prophet Muhammad (peace be upon him). Our calculator uses live gold and silver prices so your Nisab is always accurate.

🥇 Gold Standard (Hanafi)

87.48 grams of gold (7.5 tola / ~3 troy ounces)

Approximate value: $7,500 – $8,500 USD in 2026. This is the most commonly used standard among Hanafi scholars. It results in a higher threshold, meaning fewer people are required to pay.

Used by: Hanafi school, many South Asian scholars

🥈 Silver Standard

612.36 grams of silver (52.5 tola)

Approximate value: $1,500 – $1,700 USD in 2026. The silver standard sets a much lower threshold. Some scholars recommend this standard because it benefits more people in need.

Used by: Shafi'i, Maliki, and Hanbali schools

Not sure which standard to use? Learn more about Zakat or read our complete Nisab 2026 guide.

What Wealth Is Subject to Zakat?

Not all possessions are subject to Zakat. Islamic law distinguishes between wealth that is zakatable (liquid, surplus wealth) and wealth used for personal needs. Here is a clear breakdown:

Zakatable Assets

  • Cash in hand and bank accounts (checking, savings, fixed deposits)
  • Gold and silver (jewelry, coins, bars — all forms)
  • Stocks, mutual funds, ETFs, and investment portfolios
  • Business inventory and goods for resale
  • Rental income received and receivables expected
  • Cryptocurrency and digital assets held as investment

Non-Zakatable Assets

  • Your primary home (regardless of value)
  • Personal vehicle (car, motorcycle)
  • Household furniture, appliances, and clothing
  • Tools and equipment used for your trade
  • Personal items in daily use
  • Debts owed to you that are unlikely to be recovered

Learn more about Zakat on gold, Zakat on savings accounts, or see our full Zakat FAQ.

Frequently Asked Questions About Zakat

Have more questions? Visit our comprehensive Zakat FAQ page with 13+ answers.

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