Ramadan Zakat Checklist 2026

Step 1: Preparation (1-2 Weeks Before Ramadan)

• Set your Zakat anniversary date (hawl). If unsure, use the 1st of Ramadan (~February 28, 2026).
• Gather all bank statements (checking, savings, fixed deposits).
• List all gold and silver items with approximate weight in grams.
• Check current market value of investments (stocks, mutual funds, crypto).
• Note any business inventory held for sale.
• List outstanding debts you owe (credit cards, loans due, bills).

Step 2: Calculate Your Assets

Fill in each category below with your current amounts.

Cash & Bank Savings

• Cash on hand:
• Checking account(s):
• Savings account(s):
• Fixed deposits / CDs:

Gold & Silver

• Gold jewelry (weight & karat):
• Gold coins/bars:
• Silver items:
• Total gold & silver value:

Investments

• Stocks & shares:
• Mutual funds / ETFs:
• Cryptocurrency:
• Other investments:

Other Zakatable Assets

• Business inventory:
• Money owed to you (receivables):
• Rental income received:

Step 3: Calculate Your Liabilities

• Credit card balances:
• Personal loans due:
• Unpaid bills / rent:
• Other short-term debts:

Step 4: Calculate Your Zakat

• Net Zakatable Wealth = Total Assets − Total Liabilities:
• Current Nisab (check at zakateasy.org):
• Is your net wealth ≥ Nisab?

Step 5: Pay Your Zakat

• Choose a reputable Islamic charity (see our Best Islamic Charities 2026 guide).
• Ensure you select the "Zakat" fund (not general donations).
• Pay your Zakat al-Mal amount calculated above.
• Keep a receipt for your tax records (Zakat is tax-deductible in many countries).
• Record the date and amount paid for next year's reference.

Zakat Payment Record

• Date paid:
• Amount paid:
• Paid to (organization):

Step 6: Zakat al-Fitr (Fitrana) — Before Eid

• Count household members (including children):
• Fitrana amount per person (check local rate):
• Total Fitrana due (members × per person):
• Pay Fitrana before Eid prayer (~March 30, 2026).

Final Review

• All gold and silver included in calculation (including personal jewelry).
• All bank accounts and investments accounted for.
• Current gold price used for Nisab (not outdated values).
• Zakat al-Mal paid to eligible recipients or charity.
• Fitrana paid for every household member before Eid prayer.
• Made du'a for acceptance and blessings on your wealth.

Ramadan 2026 Key Dates

• ~February 28: Ramadan begins (subject to moon sighting)
• ~March 20: Last 10 nights begin
• ~March 24-28: Laylat al-Qadr (odd nights)
• ~March 29: Last day of Ramadan — Fitrana deadline
• ~March 30: Eid al-Fitr — Pay Fitrana before prayer